Maryland State Requirements


Required Continuing Education Hours

Life and Health Producer

24 CE hours, including 3 hours of ethics, are required every 2-year license term.

Annuity Training Requirements

Before selling, soliciting, or negotiating annuity products in Maryland, producers must complete a one-time annuity training course approved for at least 4 hours.

Long-Term Care (LTC)

All Maryland producers who sell, solicit, or negotiate LTC policies must complete 2 hours of state-approved Maryland LTC training before selling, soliciting, or negotiating LTC policies.

Long-Term Care Partnership (LTCP)

  • Initial 8-hour LTCP training requirement: Before selling, soliciting, or negotiating LTCP insurance products in Maryland, producers must complete an initial 8-hour, state- approved LTC training course. Producers may take any 8-hr NAIC approved LTC course for use in any licensed state.

  • Ongoing 4-hour LTCP training requirement: After completing the 8-hour initial training requirement, LTCP producers who still sell, solicit, or negotiate LTCP policies, must complete 4 hours of state-approved Maryland LTC training every 2 years thereafter. Producers may take any 4-hr NAIC approved LTC course for use in any licensed state.

Property and Casualty Producers

24 CE hours, including 3 hours of ethics, are required every 2-year license term.

Flood Insurance

All Maryland producers authorized to sell flood insurance policies must complete 2 hours of flood approved courses every 2 years.

Roster Fees

A roster fee of $1.00 per credit hour ordered is required to process course completion hours in Maryland and will be added to the order total upon checkout.

Nonresident CE Requirements

Nonresident producers selling, soliciting, or negotiating LTC products are required to complete the same special training/education requirements for Long-Term Care Partnership (LTCP) as resident producers selling these products.

Annuity Training Requirements

Before selling, soliciting, or negotiating annuity products in Maryland, producers must complete a one-time annuity training course approved for at least 4 hours. Nonresidents who satisfy the training requirements of another state that are similar to Maryland's law will be deemed compliant for Maryland's requirement.

Nonresident producers are not required to complete the Maryland CE requirements as long as the producer has met the continuing education requirements for his or her home state. If the home state does not have a CE requirement, the producer must complete the CE requirements for Maryland. Nonresident producers may complete all of the Maryland CE requirements through self-study.

License Term

Continuing education must be completed prior to the licensee's expiration date. The license term is every 2 years ending on the last day of the producer's birth month. No license will be renewed for a period less then 2 years.

CE Subject Requirements

Producers must complete 3 hours in approved ethics courses. All other hours may be completed by taking courses approved only for the line of authority in which you hold a license. For combined Life/Health and Property/Casualty producers, the student must complete at least 6 hours (25%) of the 24-hour requirement in each line. The remaining hours may be fulfilled in either line. Excess ethics hours will go towards whatever the producer needs.

All producers may complete their entire 24 hour requirement online.

Final Exam Requirements

Self-study final exams do NOT require a monitor. Self-study final exams are closed book. Students have an unlimited number of retakes.

CE Carryover Allowance

Excess CE hours may not be carried forward to the next 2-year license term.

Course Repetition Rules

A course may not be taken for credit more than once within a 2-year license term. If a course is repeated in two consecutive 2-year license terms, there must be at least 6 months between the course completions to receive credit.

Certificate of Completion

Certificates of completion will be available to print online immediately after the final exam is passed. The producer must keep each certificate of completion in their files for 4 years.

License Renewal Process

Producers can renew their license online here.

CE Exemptions

The following individuals are exempt from CE requirements:

  • If prior to October 1, 2008 a resident licensee has been consecutively licensed for 25 or more years their continuing education requirement is 8 hours.

  • Individuals authorized to sell only HMO coverage, travel insurance, and credit insurance

  • Maryland attorneys who hold a producer license to sell title insurance and are in good standing with the Maryland Court of Appeals

  • Nonresident producers who have met the continuing education requirements of their home state.

Useful Links

Check your license status

View your CE transcript

Renew your license online

Maryland Insurance Administration

Prometric

Phone: 800-324-4592
Fax: 800-735-7977
Email: pro.ce-services@prometric.com
Web site: www.prometric.com

State Contact Information

Maryland Insurance Administration

Phone: 888-204-6198
Fax: 410-468-2399
Web site: www.mdinsurance.state.md.us

Mailing Address:

200 St. Paul Place, Suite 2700
Baltimore, MD 21202

American Online Insurance School provides information as a courtesy to individuals who are subject to continuing education (CE) as insurance producers, agents, adjusters and/or brokers. Although reasonable efforts have been made to ensure that the information provided here is accurate and current, neither American Online Insurance School nor its employees warrant or represent that this information is accurate and current. All information is subject to change without notice.


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